Anybody try the new Health Insurance Yet?

**foster_grant** · February 2nd, 2012, 05:45 PM

I had my first run in with the new insurance when I went to pay for my monthly prescription for my heart and it was 285 dollars. Before the first of the year it was 40 a month. With the double the premium I now pay and the first 3000 is mine, how do I pay this. Needless to say after my bills and child support I have maybe a couple of hundred dollars left. And that is not including food for the month either. So obviously I could not pay for the pills. Of course the Pharmacist said I could die if I did not have them. Well if there is no money I can not pay. There are no free rides. So? I guess I will probably be dead in less than 2 months. But rest assured it will happen at work. Great Health Insurance!!!!!!!!!!!

**Turk182** · February 3rd, 2012, 12:27 AM

But USIC has a better profit margin now, so there is that.

**sprayandpray** · February 3rd, 2012, 07:30 AM

I had to have my Dr. prescribe 2 different medicines for me from the Tier 1 list. Go to Affordable Health Insurance & Medical Insurance Plans – Anthem Blue Cross Blue Shield, register for an account and then you can read/print the lists. Tier 1 is mostly generics, Tier 2 are approved name brands , but more expensive, and Tier 3 are the non-formulary drugs - expensive. Good Luck.

The web address is (www.) anthem.com

**ProfessionalLocator** · February 3rd, 2012, 11:43 PM

Originally Posted by foster_grant

I had my first run in with the new insurance when I went to pay for my monthly prescription for my heart and it was 285 dollars. Before the first of the year it was 40 a month. With the double the premium I now pay and the first 3000 is mine, how do I pay this. Needless to say after my bills and child support I have maybe a couple of hundred dollars left. And that is not including food for the month either. So obviously I could not pay for the pills. Of course the Pharmacist said I could die if I did not have them. Well if there is no money I can not pay. There are no free rides. So? I guess I will probably be dead in less than 2 months. But rest assured it will happen at work. Great Health Insurance!!!!!!!!!!!

When a "new" insurance policy is introduced with a much higher premium, like yours, it is not so much new but something else. What it usually means is that the company made a contribution to your paycheck for health insurance but was not paying all of it, the balance was paid by you. To cover the fact that they no longer are contributing to your health insurance they get you "new" insurance. This covers up a pay cut.

Think about it, how else did you get a policy that costs twice as much and covers less?

**locator_smbk** · February 4th, 2012, 01:56 AM

Originally Posted by ProfessionalLocator

When a "new" insurance policy is introduced with a much higher premium, like yours, it is not so much new but something else. What it usually means is that the company made a contribution to your paycheck for health insurance but was not paying all of it, the balance was paid by you. To cover the fact that they no longer are contributing to your health insurance they get you "new" insurance. This covers up a pay cut.

Think about it, how else did you get a policy that costs twice as much and covers less?

My sentiments exactly. A dog turd with a new wrapper is still a dog turd....